Spartan Financial Partners ("Spartan Financial") specializes in providing capital solutions for BUY HERE PAY HERE dealers and Independent Auto Finance companies. Our goal is to understand each client's capital needs and provide a customized solution to match their objective.

Our flexibility, industry expertise and private capital sources enable us to meet the full spectrum of our clients' financing needs. Our affiliate company, American Credit Acceptance, LLC. ("ACA"), currently services a large and rapidly growing portfolio of subprime auto contracts.

This relationship provides unmatched insight into underwriting and servicing operations for Spartan Financial's management team, which possesses an average of more than 15 years of experience in automotive finance, asset-backed lending, leverage finance and capital markets.

A partnership with Spartan Financial is a formula for success. Our expertise and unique approach to automotive finance enables us to provide a structured capital source tailored to fit your business needs. Our Spartan Financial team is available to answer any questions you may have and explain the benefits of our financing solutions.

Financing Solutions

Lines of Credit
Spartan Financial provides customized revolving lines of credit. Each facility is secured by retail installment contracts originated by qualified buy here pay here dealers, indirect lenders and other loan originators. more

Bulk acquisitions
Spartan Financial targets bulk acquisitions from Buy Here Pay Here dealers, indirect auto finance lenders, financial institutions and credit unions. more

Corporate Office

Spartan Financial Partners
961 East Main Street
Spartanburg, SC 29302

Sales: 855-233-3605

Hours of operation (eastern)
Monday-Friday 8:00 AM - 6:00 PM Saturday-Sunday Closed