Your Credit

ACA reports credit information to the three major credit bureau agencies at the end of each month. The bureaus then have 30 days to update your credit report.
Here is the contact information for each:

475 Anton Blvd.
Costa Mesa, CA 92626
(888) 397-3742

P.O. Box 2000
Chester, PA 19022
(800) 916-8800

P.O. Box 740241
Atlanta, GA 30374
(800) 685-1111


Frequently Asked Questions about Credit

How do I dispute an error on my credit report?

Can I speak to someone directly about inaccuracies in my credit report?

What should I do if I believe I am a victim of identity theft?

I can't wait 30 days for my credit information to be updated because I am applying for another loan today. What should I do?

What if I want to know why my application for credit was denied?