American Credit Acceptance is a sub-prime auto finance company providing financial solutions from coast-to-coast. We start with a common sense lending approach for our dealer partners and end with an affordable payment program for our customers. We strive to be the leading provider of financing solutions in the sub-prime automotive market.

Our solutions include: Point of Sale Financing, Bulk Purchases and Lines of Credit. Our Bulk Purchases and Lines of Credit provide capital for BHPH dealers and Independent Auto Finance companies through Spartan Financial Partners